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Ayushman Bharat PM-JAY Eligibility 2026: Who Can Apply, Benefits & Documents
Who is eligible for Ayushman Bharat PM-JAY? Benefit: Free hospital treatment up to ₹5 lakh per family per year at empanelled hospitals. Documents, how to apply, and a 1-minute eligibility check for all schemes.
Ayushman Bharat PM-JAY: eligibility, benefit and how to apply
Benefit: Free hospital treatment up to ₹5 lakh per family per year at empanelled hospitals
Who is eligible
- Families listed in the SECC 2011 data or added by your state (often ration-card based)
- Every senior citizen aged 70+ — any income (Ayushman Vay Vandana card)
Documents needed: Aadhaar, ration card
How to apply: Check your name at beneficiary.nha.gov.in or the Ayushman app, then get the card at a CSC or hospital
Official website ↗Information as of October 2026. Always confirm the rules on the official website before applying. Fill in your details in the tool above to see every other scheme you may get.
Questions people ask
How do I know which government schemes I am eligible for?+
Answer a few questions about your age, work, income and family. The finder checks the main conditions of 29 major central schemes and shows which you likely qualify for, with documents and the official link to apply.
Is my information saved or sent anywhere?+
No. Everything is checked on your phone. Your answers are only remembered on your own device so you don't have to fill them again.
Do I have to pay anyone to apply for these schemes?+
No. Applying for central schemes is free (a CSC may charge a small service fee). Never pay an agent who promises approval, and never share your OTP.
What does 'may be eligible' mean?+
It means the scheme depends on something we can't check here: a government list (like Ayushman Bharat or PMAY-Gramin), your marks, your state's limit, or rules that changed recently. Check on the official website or at the office.